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Banks gain, but borrowers may have to wait

Banks have reason to cheer after the monetary policy announced by the Reserve Bank of India, as their cost of funds is likely to dip immediately. But borrowers may not have a reason to party yet, as bankers are not keen to reduce lending rates immediately. Banks continue to grapple with low-deposit mobilisation and the possibility of further hikes in long-term rates, based on inflation trends.
RELIEF FOR BANKS - The RBI’s monetary policy announcement of Tuesday met expectations on key aspects -- reducing the marginal standing facility (MSF) rate by 25 basis points and increasing the repo rate by 25 basis points. 
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