Are ICICI's heady growth days under Chanda Kochhar over?

When ICICI BankBSE -0.72 % laid out its strategy for investors at a conference organised by Morgan Stanley in November 2007 in Singapore, the phrases often used were 'leadership position with demonstrated pricing power', 'leverage corporate relationships', and 'sustain leadership position in credit franchise'. 

In September 2013, what investors heard from Chanda Kochhar, its chief executive, at an investor conference organised by broking firm Motilal Oswal in Mumbai were 'risk management', 'return on equity' and 'profitability'. 

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