obile phone and debit cards have become the two most important things for common men today, but very few know that banks charge its customers for debit card even when they don’t ask for it. Zillions of semi-urban and rural Indians who would never use debit card are charged Rs 100 every year by banks.
Private sector banks like ICICI Bank and HDFC Bank charge customers Rs 250 for not maintaining a minimum balance if Rs 10,000, but these banks never compete to bring down this minimum balance requirement.
Axis Bank, whose minimum balance requirement for salary account is nil, charges Rs 750 if the salary is not credited for 3 months. In this era of technology all banks have connected their branches but they refuse to let their customers benefit from that connectivity. The country's largest private bank ICICI Bank charges Rs 250 from customer if he wants to deposit Rs 50,000 in to his account from some other branch.
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